Yes, there is a cap on how much Poplar Home Savings can be redeemed.  We finance your Poplar Home Savings through the commission we earn from the home seller as your buyer’s agent in an eventual sale and purchase transaction, so the maximum amount that can be applied to a home purchase using the Poplar Home Savings is equivalent to 100% of the commission paid to us by the seller. Real estate commissions for buyer agents are not fixed by law but can average around 2.5 to 3% of the final purchase price.  To see how it works, check out and play around with our Poplar Home Savings Calculator.  We are confident that you’ll find the potential financial benefit very rewarding to you whatever your circumstances may be.